This is a lofty Insurance Scheme launched by the Tamil Nadu State Government through the United India Insurance Company Ltd (a Public Sector Insurer headquartered at Chennai) to provide free medical and surgical treatment in Government and Private hospitals to the members of any family whose annual family income is less than Rs.72,000/- (as certified by the Village Administrative Officers) .The Scheme provides coverage for meeting all expenses relating to hospitalization of beneficiary as defined in the Scope of the Scheme.
The scheme seeks to provide cashless hospitalisation facility for certain specified ailments/ procedures. The scheme provides a coverage up to Rs.1,00,000/- per family per year on a floater basis for the various ailments and procedures .
For certain specified ailments and procedures of critical nature, the overall limit is increased from Rs.1,00,000/- to Rs.1,50,000/-
There are 2 other covers other than the hospitalisation benefits available under the Scheme.
They are :a) Follow-up Treatment &
b) Additional Diagnostic procedures